Introduction

This Risk Disclosure is provided by UAB VirtuaBroker Solutions (“VirtuaBroker”), a company incorporated in Lithuania under company number 306285107, with its registered office at Lvivo g. 105A-101, LT-08104, Vilnius, Lithuania.

VirtuaBroker is a crypto software and technology company that develops and provides infrastructure enabling access to cryptoasset-related services. VirtuaBroker does not provide regulated financial services and is not licensed, authorised, or supervised by the Financial Crime Investigation Service (FNTT) or any other regulatory authority.

The purpose of this Risk Disclosure is to inform you of the key risks associated with cryptoassets and related services. This document does not cover all possible risks, and you should carefully consider whether engaging with cryptoassets is suitable for your financial situation and risk tolerance.

1. Market risk and volatility

• Cryptoassets are highly volatile and may lose value rapidly.

• You may lose part or all of the value of any cryptoassets you acquire.

• Past performance is not a reliable indicator of future results.

2. Lack of protection

• Cryptoassets are not covered by investor compensation schemes or deposit protection mechanisms in Lithuania or the European Union.

• If a third-party exchange, custodian, payment provider, or infrastructure provider fails, you may have no right to compensation.

• You will not benefit from protections equivalent to those available under regulated financial services.

3. Regulatory risk

• The legal and regulatory treatment of cryptoassets varies by jurisdiction and is subject to change.

• Laws or regulations may restrict, suspend, or prohibit the use, transfer, or exchange of cryptoassets.

• VirtuaBroker may restrict or discontinue services in certain jurisdictions to comply with applicable laws or internal policies.

4. Technology and cybersecurity risks

• Blockchain transactions are irreversible. Errors in wallet addresses, networks, or transaction details may result in permanent loss.

• Systems may be subject to cyberattacks, fraud, technical failures, or outages that could affect access to assets or services.

• VirtuaBroker does not guarantee uninterrupted or error-free operation of the Services.

5. Custody risk

• VirtuaBroker operates a hybrid custody model.

• Depending on the service used, cryptoassets may be held by VirtuaBroker, by third-party custodians, or in wallets fully controlled by you.

• Where you control private keys, you are solely responsible for their security. Loss of private keys may result in permanent loss of assets.

6. No financial advice

• Information provided by VirtuaBroker is for informational and technological purposes only.

• VirtuaBroker does not provide financial, investment, legal, or tax advice.

• You are solely responsible for your decisions and actions.

Important warning

Cryptoassets are high-risk assets.
You should not engage in cryptoasset activity unless you are prepared to lose the entire amount involved.

Cryptoassets are not legal tender and are not backed by any government or central bank.

Recommendation

Before engaging in cryptoasset activity, you should:

• Ensure you understand how cryptoassets and blockchain technology work;

• Assess whether you can afford to take the high risk of losing your money;

• Seek independent financial, legal, or tax advice where appropriate.